Winnie Lau and/or Empowered Life Financial Inc.
​will provide advice, services, and/or referrals in the following areas:
PERSONAL & FAMILY BANKING /PLANNING
  • Cash Smart Kids & Family Wealth Plans
    Tax-free alternative to RRSP's and RESP's. 
  • Funding and Planning for Major Purchase - Cars, Homes & Holidays 
  • Wealth Building & Protecting
    Development of Personal Banking Systems using the Infinite Banking Process.   
  • Debt Reduction and Recapturing​
    Reclaiming control over cashflow and reducing debt after loss of a job, divorce or capital loss, so you can feel confident in recovering and reestablishing your life objectives as quickly as possible. 
  • Family Financial Mediation
    Support for difficult conversations, mediation of conflict or family division around the topic of money in; funeral and estate planning, wills, debt, purchases etc. 
    Winnie has tremendous training and skill, in navigating difficult situations among conflicted parties (in any situation).  However when you combine that with her knowledge of financial literacy and the role money plays in families, there is no one better for the job of Financial Mediation. ​ Winnie has a large reservoir of resources and creativity when it comes to being able to bring parties together around the subject of money and finances. 
BUSINESS BANKING:
  • Business Capital Planning & Loans through the Infinite Banking Process
    Keeping interest payments and Capital Loans within the Company itself
  • Business Protection & Planning for market downturns or loss of important Staff or Business Partners
    ​    Keyman Insurance through the Infinite Banking Concept
DISABILITY, ILLNESS DEATH & ESTATE PLANNING: 
  • Needs in the Event of Disability or Critical Illness
    In the event of the client’s disability or catastrophic illness, Winnie will help you develop of a strategy to continue to obtain your life's objectives.  Winnie Lau and/or Empowered Life Financial Inc. is licensed for Life & Accident and Sickness Insurance in the Provinces of: Alberta, British Columbia, Saskatchewan, Manitoba, and Ontario. 
  • ​Estate and Will Planning  
  • ​In planning an Estate or Will, Winnie provides clients with an reasonable estimate of what the remaining family would require to deal with debts, final expenses, education costs, and the ability to help replace lost income to the household to minimize stress & grief retain a desired lifestyle.
  • ​Winnie Lau also hosts  ​Willing Workshop  throughout the year.
    Willing Workshop is an education initiative  to prepare yourself and your family members to have the best possible life-transition by reducing the stress factors that family members typically endure when a family member passes.  
  • Preparing, Planning and Paying for your Funeral
    Preparing, planning  for your funeral or critical illness in advance by having a well-written Will with an assigned Enduring Power of Attorney and Executor is one of the most valuable and meaningful things you can do for your family.   It reduces the stress that loss and change brings and allows for greater ease i the process of loss & grief.
​There are many preparatory things that Winnie can guide you to do so that you can
Reduce emotional stress 
Prevent family discord and divisions
Eliminate financial stress ​​